How to become a Chartered Accountant in India is one of the most common questions among students who dream of a successful career in finance.
If you have a passion for numbers, taxation, and auditing, becoming a CA can open doors to high-paying jobs, financial stability, and professional respect.
But let’s be honest—the journey isn’t easy.
It takes years of dedication, patience, and smart preparation to earn the prestigious CA title.
That’s exactly why I’m here!
As a career expert, I’ll walk you through every step—from registering for the CA Foundation to clearing the Final exam and landing your dream job.
Whether you’re a student just starting out or someone looking for career growth, this guide will give you everything you need to know about the CA journey.
Let’s get started!
How to become a Chartered Accountant in India?
Starting your journey to become a Chartered Accountant (CA) in India is a commendable decision. As a career advisor, I’m here to guide you through the process, ensuring clarity at each step.
Before we get started, let’s first understand the basics of chartered accountancy in India:
What is the role of a Chartered Accountant?
A Chartered Accountant is a professional responsible for managing financial accounts, auditing, taxation, and offering financial advice to organizations and individuals.
In India, the Institute of Chartered Accountants of India (ICAI) regulates the CA profession.
The demand for CAs is consistently high, given their expertise in financial management and compliance.
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What are the Educational Prerequisites?
To pursue a career as a Chartered Accountant, you should have completed your 10+2 (senior secondary examination) from a recognized board.
While students from any stream can enroll, opting for the commerce stream with subjects like Accountancy, Business Studies, and Economics can provide a foundational advantage.
What is the CA Course Structure?
The CA program is structured into three primary levels:
Foundation Course: This is the entry-level course for CA aspirants.
Intermediate Course: Upon clearing the Foundation, students progress to this level.
Final Course: The last stage before becoming a certified CA.
What are the Steps to Becoming a Chartered Accountant?
Here are the the key steps to be followed, if you want to become a chartered accountant:
1. Enroll in the CA Foundation Course:
Registration: After completing your 10+2, register for the CA Foundation course through the ICAI website.
Study Period: Dedicate a minimum of four months to prepare for the Foundation exams.
Subjects Covered:
Principles and Practice of Accounting
Business Laws and Business Correspondence and Reporting
Business Mathematics, Logical Reasoning, and Statistics
Business Economics and Business and Commercial Knowledge
Examination:
The Foundation exams are held twice a year, in May and November. To pass, you need at least 40% in each paper and a 50% aggregate across all papers.
Registration: After completing your 10+2, register for the CA Foundation course through the ICAI website.
Study Period: Dedicate a minimum of four months to prepare for the Foundation exams.
2. Register for the CA Intermediate Course:
Eligibility: After passing the Foundation exams, enroll in the Intermediate course.
Alternative Route: Graduates with specified percentages can directly register for the Intermediate course without appearing for the Foundation.
Study Period: A minimum of eight months of study is recommended before attempting the Intermediate exams.
Subjects Covered:
Group I:
Accounting
Corporate and Other Laws
Cost and Management Accounting
Taxation
Group II:
Advanced Accounting
Auditing and Assurance
Enterprise Information Systems and Strategic Management
Financial Management and Economics for Finance
Examination:
Similar to the Foundation, exams are held in May and November. You can choose to appear for either or both groups in a single attempt.
3. Complete Practical Training (Articleship):
Duration: After clearing either Group I or both groups of the Intermediate course, undertake a three-year articleship under a practicing CA.
Purpose: This hands-on training provides real-world experience in accounting, auditing, taxation, and other related fields.
Stipend: During this period, you’ll receive a stipend, the amount of which varies based on the firm’s policies.
4. Register for the CA Final Course:
Eligibility:
Enroll in the Final course during the last six months of your articleship.
Subjects Covered:
Group I:
Financial Reporting
Strategic Financial Management
Advanced Auditing and Professional Ethics
Corporate and Economic Laws
Group II:
Strategic Cost Management and Performance Evaluation
Elective Paper (options include Risk Management, Financial Services, and Capital Markets, among others)
Direct Tax Laws and International Taxation
Indirect Tax Laws
Examination:
As with previous levels, exams are conducted in May and November. Clearing both groups is mandatory to qualify as a CA.
5. Membership with ICAI:
After successfully passing the Final exams and completing your articleship, apply for membership with ICAI to officially become a Chartered Accountant.
Step-by-Step Guide on How to Become a Chartered Accountant in India:
Becoming a Chartered Accountant (CA) in India is a rewarding yet challenging journey. The process involves multiple stages, including exams, practical training, and professional development.
Here’s a detailed step-by-step guide to help you understand and plan your CA journey effectively.
Here are 10 steps to become a chartered accountant in India:
How to become a chartered accountant in India?
Step 1: Meet the Eligibility Criteria
Step 2: Register for the CA Foundation Course
Step 3: Clear the CA Foundation Exam & Register for CA Intermediate
Step 4: Complete Integrated Course on Information Technology & Soft Skills (ICITSS)
Step 5: Start Articleship Training (3 Years)
Step 6: Register for CA Final During Last 6 Months of Articleship
Step 7: Complete Advanced IT Training (AICITSS)
Step 8: Pass CA Final Exam
Step 9: Apply for ICAI Membership
Step 10: Start Your Career as a Chartered Accountant
1. Step 1: Meet the Eligibility Criteria
Before you start, you must meet the basic eligibility criteria:
Completed 10+2 (Senior Secondary) from a recognized board.
No age limit to enroll in the CA program.
Students from any stream can apply, but Commerce students have an advantage.
Pro Tip:
If you’re a Commerce student with a background in Accounting, Economics, and Business Studies, you’ll find it easier to grasp CA concepts.
2. Step 2: Register for the CA Foundation Course
The CA Foundation course is the entry-level exam for aspiring CAs.
How to Register?
Visit the ICAI website (www.icai.org) and register for the CA Foundation.
Pay the registration fee (₹9,800) and get study material.
Start preparing for the exam.
Exam Pattern & Subjects:
Here is the quick view of CA exam patterns and subjects:
Passing Criteria:
Minimum 40% in each subject.
50% aggregate across all four papers.
Exam Frequency: CA Foundation exams are held twice a year (May & November).
3. Step 3: Clear the CA Foundation Exam & Register for CA Intermediate
Once you pass the CA Foundation, you can register for the CA Intermediate course.
Alternative Route:
If you are a graduate/postgraduate (Commerce: 55%, Non-Commerce: 60%), you can skip CA Foundation and directly enroll in CA Intermediate.
How to Register?
Login to ICAI’s website and register.
Pay the registration fee (₹18,000 for both groups).
Start preparing for the exam.
Subjects in CA Intermediate:
Here are the subjects in CA intermediate that you should be knowing:
Passing Criteria:
40% in each subject
50% aggregate
4. Step 4: Complete Integrated Course on Information Technology & Soft Skills (ICITSS)
Before starting an articleship, you must complete ICITSS (Information Technology & Orientation Program).
It’s a four-week course on IT skills, communication, and office management.
You can register on the ICAI website and complete this online or offline.
5. Step 5: Start Articleship Training (3 Years)
What is Articleship? – Practical training where you work under a practicing CA to gain real-world experience.
Duration: 3 years (compulsory).
Eligibility: You must clear at least one group of CA Intermediate to start Articleship.
Where Can You Do Articleship?
Big 4 Firms (Deloitte, PwC, KPMG, EY)
Mid-sized CA firms
Independent practicing Chartered Accountants
Stipend during Articleship: ₹5,000 – ₹20,000 per month, depending on the firm.
Pro Tip:
Articleship experience plays a crucial role in getting high-paying jobs after CA.
6. Step 6: Register for CA Final During Last 6 Months of Articleship
Eligibility: You can register for CA Final after completing at least 2.5 years of Articleship.
Exam Fee: ₹22,000 for both groups.
Study Time: At least 6-9 months before the exam.
Subjects in CA Final:
Here is a quick view of subjects in CA final and how the marks has been distributed:
Passing Criteria:
40% in each paper and 50% aggregate.
7. Step 7: Complete Advanced IT Training (AICITSS)
Before appearing for CA Final, complete the Advanced IT and Management Course (AICITSS).
Duration: 4 weeks
Can be done online or offline through ICAI.
8. Step 8: Pass CA Final Exam
This is the last and most difficult step. The pass percentage is 10-12%.
Exams are held twice a year (May & November).
If you clear both groups, you qualify as a Chartered Accountant!
9. Step 9: Apply for ICAI Membership
After passing CA Final and completing Articleship, you need to apply for ICAI membership.
Pay the membership fee and get your CA certificate.
You can now officially use the title “CA” before your name!
10. Step 10: Start Your Career as a Chartered Accountant
Once you’re a qualified CA, you can choose different career paths:
Work in Big 4 Firms – High salaries & global exposure.
Join MNCs & Corporate Sector – CFO, Financial Controller, or Auditor roles.
Government Jobs – Work in PSUs, RBI, or SEBI.
Start Your Own CA Practice – Become an independent consultant.
Specialize Further – CFA, CPA, or Forensic Accounting.
What are the Duration and Commitments?
The entire process, from starting the Foundation course to becoming a certified CA, typically spans around 4.5 to 5 years, assuming you clear all exams on the first attempt.
It’s essential to remain dedicated and manage your time effectively throughout this journey.
What are the Career Opportunities and Salary Prospects?
Chartered Accountants in India have a broad spectrum of opportunities across various sectors:
Corporate Sector: Many CAs hold pivotal roles in multinational companies, handling financial planning, analysis, and compliance.
Public Sector: Government organizations often recruit CAs for roles in auditing, finance, and taxation.
Entrepreneurship: With a robust understanding of finance, some CAs venture into their own practices or businesses.
According to recent data, freshers typically earn between ₹6 to ₹10 lakhs per annum, while experienced professionals can earn well over ₹25 lakhs per annum, depending on their expertise and industry demand.
What is the Comparison of CA Salaries in Different Sectors?
Here is a quick comparison of CA salaries in various sectors:
Pro Tip:
If you’re aiming for higher salary packages, consider specializing in high-demand fields like Forensic Accounting, Investment Banking, and International Taxation.
What are the Skills Required to Succeed as a Chartered Accountant?
Becoming a successful CA requires more than just clearing exams.
Here are the essential skills:
Analytical Thinking – Ability to analyze financial statements and reports.
Attention to Detail – Even a small mistake can lead to major financial losses.
Problem-Solving Skills – Identifying and solving taxation or compliance issues.
Communication Skills – Explaining complex financial concepts to clients.
Time Management – Balancing studies, exams, and practical training efficiently.
What are the Challenges Faced by CA Aspirants?
The success rate for CA exams is quite low.
According to ICAI data, the pass percentage for CA Final exams is usually around 10-15%, making it one of the toughest exams in India.
Insight:
Many aspirants take multiple attempts to clear the exams. Consistency, discipline, and proper guidance are key to success.
What are the Alternative Career Paths for CA Aspirants?
Not everyone who starts the CA journey completes it successfully. However, there are alternative career paths if you decide to explore other options:
Pro Tip:
If you’re struggling with CA exams, you can consider CFA (Chartered Financial Analyst), which is a globally recognized finance certification.
What are the Top Institutes Offering CA Coaching in India?
If you need coaching to enhance your preparation, here are some of the best institutes:
Aldine CA – Offers online and offline coaching for all CA levels.
VSI Jaipur – Known for producing All India Rank holders.
JK Shah Classes – One of the oldest and reputed CA coaching institutes.
YES Academy – Specializes in concept-based learning.
Final Thoughts – Is CA the Right Career for You?
Becoming a Chartered Accountant in India is not easy, but the rewards are worth it. If you have dedication, discipline, and a love for finance, CA is one of the best career options with high salary potential and strong job security.
Becoming a Chartered Accountant is a prestigious and highly rewarding career. However, it demands hard work, patience, and dedication.
✔ High earning potential
✔ Respected profession
✔ Diverse job opportunities
But at the same time:
❌ High failure rate
❌ Long duration (4-5 years)
❌ Demanding coursework
If you’re passionate about finance, taxation, and auditing, then this is the right career for you!
Start your CA journey today and achieve your career dreams.
I hope this guide has helped you understand how to become a Chartered Accountant in India. If you have any questions, drop them in the comments below!
Good luck with your CA journey!
– Final Pro Tip:
Stay consistent, practice time management, and use reliable study materials for success!
Frequently Asked Questions (FAQs):
On average, it takes 4.5 to 5 years, assuming you clear all exams on the first attempt.
Both exams are tough but in different ways. The CA exam has a lower pass percentage, but IAS requires a broader knowledge base.
Yes! You don’t need Maths to pursue CA, but having a basic understanding of numbers definitely helps.
Yes, completing a three-year articleship is mandatory to become a qualified CA.
The total cost of becoming a CA in India, including registration, coaching, and exam fees, is approximately ₹2-3 lakhs.
Yes, you can pursue CA along with a B.Com or any other degree, but managing both requires effective time management. Many students prefer distance learning for their degree to focus more on CA studies.
There is no limit on the number of attempts, but completing the course within 5-6 years is recommended to maintain career momentum.
The pass percentage for CA exams is usually 10-15% at the Final level, making it one of the toughest exams in India. Consistent study and proper guidance are key to success.
A newly qualified CA in India earns between ₹6 to ₹10 lakhs per annum, depending on their skills, experience, and the firm they join.
Yes, after obtaining an ICAI membership, you can start your own practice as an independent Chartered Accountant, handling taxation, auditing, and advisory services.
Some of the best-paying roles for CAs include:
- Investment Banker (₹15-40 LPA)
- Forensic Auditor (₹12-30 LPA)
- Financial Controller (₹15-25 LPA)
- CFO (Chief Financial Officer) (₹30+ LPA)
Yes, Deloitte, PwC, EY, and KPMG actively hire fresh CAs. The starting salary in these firms ranges from ₹10-20 LPA, and the growth opportunities are excellent.
Here are the key differences between the CA and ACCA:
Criteria:
- Regulating Body
- Recognition
- Pass Percentage
- Course Duration
CA (India):
- ICAI
- India
- 10-15%
- 4.5-5 years
ACCA (Global):
- ACCA (UK)
- Global
- 30-40%
- 2-3 years
If you want a global career, ACCA is a great alternative. However, for an India-based career, CA is preferred.
The cost varies by institute, but on average, CA coaching fees for all levels range from ₹1.5 to ₹3 lakhs. Some students opt for self-study to reduce costs.
Yes, but since articleship is mandatory, full-time jobs may not be feasible. Many students opt for freelance accounting or part-time work to earn while studying.
No, you can clear the exams in multiple attempts, but clearing them in fewer attempts improves job prospects and salary offers.
Some of the best books for CA exams include:
- CA Foundation: “Accounting Made Easy” by Rajesh Agarwal
- CA Intermediate: “Taxation Laws” by T.N. Manoharan
- CA Final: “Advanced Auditing & Professional Ethics” by Pankaj Garg
Failure is common in CA, but don’t get discouraged. If you’re struggling:
- Reassess your study methods
- Join a coaching institute
- Take expert mentorship
- Consider alternative careers like CMA, CPA, or MBA Finance
Hey, I am Sachin Ramdurg. I run and manage futuredecider.com website that helps students, graduates, and professionals, to find and decide on their future career with ultimate future career advices and future career guides. I have an overall 12+ years of career guidance experience in multiple domains which has helped multiple students, graduates, and professionals to find the best career path for their future.